Insurance For Illegal Immigrants!
Do you
Cree that illegal immigrants should be able to buy auto insurance?
New Mexico legislature in 2003 a law allowing illegal immigrants to obtain driver's licenses so that the public would be safer. The states regularly deny driver's licenses to foreign nationals, regardless of what immigrant status. Some states like California began to tighten its requirements for driver's licenses, and many immigrants can not renew their licenses and their car insurance was automatically canceled.
Some auto insurance companies have seen this as a new market for gold. Although many states deny driver's licences to illegal immigrants, the law does not prevent insurers from selling insurance to unlicensed drivers and car owners. Large companies that write insurance Progressive car drivers for illegal immigrants.
My first reaction to this story is anger. How could the insurance companies to reward illegal immigrants with motor insurance? But then I calmed down and started to think like a professional insurance claims.
legal arguments about immigration is not my concern, and should not be yours, either. The most important thing that you should consider is what happens to you when you get into a traffic accident with an unlicensed driver who has no motor insurance. How many times have you heard that told a story about an illegal immigrant driver who caused an accident and then took off on foot, abandoning his car? Sometimes, there is going to ask other drivers to make them pay compensation in money, just so they are not detected driving without insurance or confronted by police.
I love the fact that insurance companies take a pragmatic approach. Illegal immigrants drive cars in North americas. Few things will stop. They run to and from work or if they have a license. Nothing prevents them from the ownership of a car in every country that I know.
serve this growing market, insurance companies that offer protection from automobiles to those who rightfully should. It is kept outside the political fray and correctly reversed its position on the open market. Certainly, this market of illegal immigrants is high risk, so that insurance companies charge high risk of auto policies. But it is different from higher prices for cargo American citizens who have had a DUI. The risky behavior, you get higher rates.
But insurance companies are discovering that the segment is highly profitable illegal drivers. Insurers good experience "restraint", which means that policies are renewed periodically. Equally important is the fact that illegal immigrants rarely report small accidents to reduce the likelihood that they should have a brush with the law. Companies like Progressive, Farmers Group, Bristol West, Infinity P & C and the United Alliance puts a lot of work to make this part of his book in the industry.
Thus, in this case, I think insurance companies are doing the right thing. Most illegal immigrants who have motor insurance, we all become more financially secure.
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